Third-party nuclear damage a vehicle to complete the insurance but refuse to Pei Fu Chang prices

 Guo purchase auto insurance after a car crashed her car battery electric vehicles. The time of the incident did not timely report to the insurance company or the traffic police, the insurance company refused to compensate. Guo said she believes the insurance company has danger, and carried out the nuclear price, then refused to Peifu does not make sense.

1 7 January, members of the public liability insurance Guo Changan Automobile Co., Ltd. purchased the insurance. 19 January morning, her car and an electric car has scratches, battery electric vehicles will be scratched.

Guo said she made a report to the insurance company until the afternoon, not to the traffic police report. The insurance company sent a staff member surnamed Wang to survey, the loss of nuclear price of 700 yuan, it only agreed to pay 70%. The battery is not enough car owners that the 700 replacement battery, for re-core price. Why?

Mr. Wang is a matter of the insurance adjuster's staff, commissioned by insurance companies to the site survey. He said he core prices, the Ultimately refused to damages, because Guo could not provide proof, not a core value for re Guo.

car insurance claims for many years engaged in the work of Mr. Zhang said, the insured vehicle accident, A traffic accident the insured person should immediately alarm, report to the insurance company. If there is evidence of traffic accidents traffic police department, even if the insurance company is not the first time arrived at the scene, but also all of the insurance company for damages; traffic police can not provide proof, and can provide proof of the insured vehicle the police station, get 70% of the compensation.

financial crown law firm in Shandong Chunyu Hu said, the insurance company to pay damages, but the price of the loss of the nuclear work done by the insurance company. This simplifies the compensation process, but the core value of fairness, rationality easy being questioned. When the insured event of a disagreement with the insurance company, best by consensus-based. If the negotiation fails, the insured can Consumers Association, China Insurance Regulatory Commission and litigation rights of three channels.